#stripe

TravyDale: one of the webhooks, invoice.created will wait for a 200 response before attempting to pay, maybe that? https://stripe.com/docs/api#event_types-invoice...

Hmm dont think so. Either way, I am running into issues with my webhook not getting a response. I see it coming into my app (I log it immediately, but my app isnt responding with 200). I was worried it was because I was responding too slow

I think I've seen some webhooks take 20+ seconds to respond and not cause issues, but obviously faster is better =)

Oh.. Well then something is def broken on my end. I will dig deeper. Thanks

especially if you're still building your integration I'd design that to be pretty fast. worker queue could be helpful here if you have big/slow things to do

I am on the fence. I know I should but all I do is log a record to my DB then return the 200 status. I am guessing I am getting an exception message trying to parse the event

Yep, issue on my end. I responded ok to the event this time. Thanks anyway @hpar.

Howdy

I'm wondering if it's possible to create a chained payment... Basically I want a seller to pay the application and then on delivery the funds get transferred to buyer.

Is this possible in stripe?

WebDevB: it may be possible but it sounds a whole lot like "escrow" which is not an allowed use of Stripe according to https://stripe.com/us/prohibited-businesses

money transmission / laundering laws prevent a lot of businesses from using such a model

that said, there are some ways to make it possible -- the easiest way to find out would be to describe your business to support; someone can take a closer look there: https://support.stripe.com/email

I suppose it's not really escrow as the funds will always go to the seller it's just delayed...

Do you think it'll be the same hpar.

WebDevB: yes, the way you'd need to handle this flow would be to immediately pay the seller and then refund in the case that something went wrong. https://stripe.com/docs/connect/payments-fees

you're going to want Connect if you expect to be able to collect a fee as part of that process

Yea that's what I want to do.

Will this work in the UK

so WebDevB probably the best thing here is to do a "destination charge" as described in that doc, this gives you the most control of flow-of-funds. However, you'll still have to pay your seller right away

Thanks for your help hpar.

Will it work in the UK>

ah sorry WebDevB, I think Connect is US/Canada only right now (though private beta in UK)

double checking that

thanks hpar

hey, good news, I was wrong! You *can* use in the UK

perfect thanks hpar

you need a platform with a US/Canada/Australian Stripe account for Managed Accounts if you need that feature https://stripe.com/docs/connect/managed-accounts

which feature is that hpar?

the ability to create a Stripe account for your seller and control every aspect of it

like Lyft does with Lyft drivers, etc

ok, so my users would have to create a stripe account first?

Hello, i have a question regarding stripe recurring payments? Is there a way to setup daily subscription for a specific time or a window of time

Hi, engineers! Guys, help me get started with managed accounts

hpar : ok, so my users would have to create a stripe account first?

Yes

that part is done

a stripe account is done

it's the second, the managed account I don't know how to create

WebDevB: yep, or you can have them sign up as part of getting paid.

where do I run that code example

Basically, it's a split payment

WebDevB: in general it's simpler to go with Standalone accounts as documented here https://stripe.com/docs/connect/standalone-acco...

Omair: no, your subscription will run approx. every 24 hours, but there's no guarantee of a specific time

yeah, but my client wants this: a student pays for a bunch of lessons, part of payment goes to the school, part to a 3rd party - an association fee

Omair: you *can* use the invoice.created webhook to modify a subscription before it gets charged though https://stripe.com/docs/api#event_types-invoice...

yshrzn: I was finishing a conversation with another person, please give me a moment to read your question

Hi, I have a customer with a failed payment where the card is declined. After that the subscription has been cancelled. Now I cannot add a new subscription (even a free one) as the charge is still in play i guess. Can I cancel a failed payment?

thanks, @hpar

If its not specific time can be like close to the time the customer signs up...may be an hour or two plus or minus?

Omair: it'll run *no less than* 24 hours after the original, likely within ~1 hour

Thanks for all your help hpar!!!

yshrzn: so the easiest way to test a managed account creation would be to run the curl example shown here and pass managed=true https://stripe.com/docs/api/curl#create_account

you would run that in your shell on your development machine

thanks @hpar !

anytime! glad to help :)

I have another question...do you have something equivalent to Paypal mass pay and how difficult is to set it up. Where a transaction is split to multiple vendors instantly automatically

yshrzn: but in your eventual application, you'll want to create the managed account from your web application after someone signs up. Collect the info you need to set up an account on your system, then create a managed acct on Stripe

and then be sure you've got the webhooks you need & understand the process here: https://stripe.com/docs/connect/identity-verifi...

Omair: mass payments are not an option right now, you can only split the payment between platform & connected account.

How would I create accounts using my web app then? How do I apply this curl code (I use php)?

once I know where to "stick" this code in :))) I'll know the rest

Omair: there are also special-case transfers which can be used very occasionally for bonuses, etc. to your connected accounts https://stripe.com/docs/connect/special-case-tr...

yshrzn: the php libraries allow you to create managed accounts, I'd recommend reading thoroughly through the managed accounts docs before though since there is a lot of liability with them

basically we are a gateway for food pantries. Donor select the amount and which pantry they want to donate. We want to keep 4.5% our cost and remaining to the selected pantry or pantries. Is that possible?

Omair: you'd do that with just general charges and application fees, you'd want 1 charge per pantry though

Actually, the liability is not so much of an issue, as the client owns both bank accounts,

so, there is a php library that creates managed accounts.... Do you have a link to them?

What kind of account should i get then?

yshrzn: are these the same business just 2 bank accounts? Managed accounts have an extra fee of .5%

Omair: so you'd have a stripe account configured as a connect platform and you'd decide whether each pantry needs a managed account or standalone account depending on how you want liability and user experience to be

yshrzn: you said part of it goes to a school and part of it a 3rd party association. That sounds like you don't control all the accounts

here's the thing: the owner is a chairman of an association, but he also owns a school. So he oversees both accounts

yshrzn: for that case I would normally use standalone accounts not managed accounts

ok. And can I do a split payment to 2 stand alone accounts?

I thought stripe does not allow that

that's why part of payment is an application fee, and that how's divided

yshrzn: it does and you'd split the funds the exact same way via the application fee

how?!

is there documentation?

yshrzn: stripe.com/docs/connect/payments-fees

ok...I'll read thru it, thanks

BUT, it says: CONNECTED_STRIPE_ACCOUNT_ID

so depending on how the flow of funds and stuff should work, either the school or association would charge the student, specify the application fee they wish to keep and the amount of (charge - application fee) would get sent to the other

so there has to be a connected account?

a connected stripe account can be a managed account or a standalone account

stripe.com/docs/connect/standalone-accounts describes how to connect a standalone account to a platform

ok, I'll take a look

Hi

hi parinaz

I was told I can get help here with my Stripe payment setup

parinaz: sure we can try to help

Thanks I appreciate it

I am using Zoey as my e-commerce platform

this might actually be much easier than dealing with managed accounts

after setting up Stripe using test API keys and trying to charge a test charge with Stripe test visa debit card

It stays in the webpage and doesn't proccess

yshrzn: generally you'd want to use managed account when dealing with needing to create multiple accounts programmatically where the owner doesn't need access to them. So just 2 accounts you probably don't need managed accounts

parinaz: have you contacted Zoey support?

yes, They said that there might be another stage to set up but I don't know what it can be

I am not sure I can send picture in here, can I?

parinaz: you'd have to upload it somewhere and post a link

I'm confused why they would have sent you here, if they only allow you to enter in api keys (which they actually shouldn't since there is a much better way they should be using), you don't have any control of the integration they do

a link to your payment page could also potentially help

I don't think you made that public

can you try now

and they asked you for 2 api keys right? a secret one and a publishable one?

yes