#stripe

you can google the rest, anyway, have a nice day, and you are welcome

testing

i want to ask a question regarding Stripe please

i am a developer living in Indonesia, can i receive money with Stripe?

and can i send money with Stripe?

the documentation is not precise, they say "you can receive money from anyone in the world"

"With Stripe, you can accept payments from almost any credit card and debit card, no matter where your customer lives. In order to accept payments with Stripe, however, your business must be based in one of the countries Stripe supports:"

Guest11435: you can receive money from anyone with a credit card, but you must be in a country where Stripe supports merchants

so i assume i CAN receive credit cards, but i can't receive money from Stripe account?

Stripe.com/global is the list of customers where Stripe supports merchants

No, to receive credit cards you must be in a country listed at stripe.com/global

Guest11435: you'd need to be based in a country that stripe supports to activate a stripe account

ah, so basically an indonesian developer can't use stripe then?

they could not

damn it

the business couldn't be based in indonesia, no

i like the API and how it accepts Rupiah

anyone have any idea what to use other than paypal?

because paypal doesn't receive rupiah, it forced you to use dollar

rupiah is indonesian currency

Guest11435: you could try talking to your bank's business department they may be aware of merchant services providers

ok,

anyway, guys, when will stripe accept Indonesia?

i mean, i still don't get the logic why they only accept western countries.

i want to use stripe too!

Guest11435: Its legal issues, to open a new country, Stripe needs to form a business with in that country get integrated with a ton of different banking and identity verification databases, its not something that can just instantly happen. You can express your interest at stripe.com/global and get notified of any news

(y) ok guys, thanks for the excellent support

i am out, disappointed sadly, haha. Take care all

Hey. I have a question: Using the API, what is the best way to end a subscription at period end and then start a new on after that one ends?

Should I use `billing_cycle_anchor` or something?

webby_: cancel the subscription with at_period_end=true and create a new one with trial_end set to the period_end of the old sub

+markin: But would that create two live subscriptions at the same time for the customer?

wouldn't*

it would

well one active and one trialing

I'd like only one to be live at the same time. Trialing is still live.

My code won't know which one to use at the customers current subscription level, unfortunately.

We call the Stripe API frequency to grab theeir active plan.

there is no way to create a subscription but to not actually create it later. You'd just have to wait until the old subscription got canceled to change it

Calling the Stripe API frequently to grab their active plan is probably not that performant, you'd probably want to save that in your own database

Yeah we call the API every few minutes to update our records in the DB, but Stripe is still the source.

Would billing_cycle_anchor do what I need?

Instead of setting trial_end = period_end, can I do it like billing_cycle_anchor = period_end ?

no, billing cycle anchor would still create the subscription instantly and it would also charge the customer a prorated amout

Ahh

I guess I should just create a cron or something to replace plans the moment they expire...

webby_: the proper thing to do would be to store it in your database and to use webhooks to receive updates

calling the stripe api every few minutes is not the best idea

Yeah we're going update that part too for webhook, but still call Stripe once daily just in case.

I guess I'll write up a webhook for when plans expire and see if they should be set to a new plan.

cool

I really appeciate the insight.

Hello there. I m having problem with stripe connect. Is there anyone who can help me out ?

Guest40197: sure

HELP

nik007: no need for caps

Hi Markin. I m having problem with stripe connect while creating managed account.

so whats the problem?

I m in canada and i wanted to create an account for our customers(users). When i tried to enter their bank information using createExternalAccount, it shows me that you need to enter routing_number but we dont have routing number in canada.

instead we have institution number

In canada you'd set routing_number to the transit number

so the format for routing_number would be like 11000-000

transitnumber-institutionnumber

oh i see. Its really helpful. I have another question if you can help me with that.

sure

Before i ask about their bank details, i asked their personal information like full name, birthdate, address, postal code. Is it sufficient information to verify their account and how can i pass that information to the Stripe using the API ?

https://support.stripe.com/questions/What-is-th... and stripe.com/docs/api#update_account

Do i need to create an account first then i can update or i can use that information while creating an external account using CreateExternalAccount ?

the external account is just the bank account info, it doesn't care about the identity verification stuff

identity verification is part of the managed account

then can i pass all the information of the user using stripe.account.create ?

yes

hello

i need help with stripe account

I'm using it with multiple currencies

ok

whats the issue?

i need to transfer funds from my canadian balance to us balance

is that possible

because the amount would be stuck without a canadian account

Guest45497: Stripe would convert the funds automatically to the default currency for the account

no it is showing balance in transfers

so if a canadian account created a charge in USD but only had a CAD bank account, Stripe will convert those funds automatically

If its showing a balance that would mean that you have a USD and a CAD bank account

actually i was withdrawing funds previously into canadian currency itself

and have recently added us currency

so all those payments are in cad

you added a US currency bank account or you started charging in USD?

yup i had a cad account

now i have removed it

buts its a Canadian bank account?

*a Canadian Stripe account I mean

yes

and i have added a us bank account in it too now

A canadian Stripe account needs a Canadian bank account, all CAD funds go to that bank account

any USD funds would go to the US bank account

that happens automatically

no possibilities the cad balance maybe transferred

okay that is not a problem

no a canadian Stripe account must have a CAD bank account

can I ask why you're not just using automatic transfers?

but the main problem i have is there is a negative balance due to a charge back

and i have more funds in my balance

but stripe is taking a negative balance transfer first

i want it to detect from my coming payments

by negative balance transfer you mean a bank transfer?

yeah it has initiated a negative transfer even after there is more balance in next transfer

you should contact email support about that, I think that just has to do with the available_on dates of the funds but I'm not too sure

this chat room is more for code help

i want it to detect the negative balance

yeah i saw this code debit_negative_balances

which asks stripe not to make a debit balance from the bank account

that is for managed accounts only

emm

thanks markin

that was a lot of help

saved my day

ill contact stripe support through email

when does the pending balance