platea: I don't believe so, that opens up the "ton of work for Stripe from a legal pespective" and the big issue is that it makes chargebacks really hard when you do long holding transactions like that
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platea
Thank you very much markin, will think how to do it with shorter milestones, thank you!
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markin, may I ask you another question? one example what if freelancer delayed the delivery of the job, how is it possible to resolve this problem in your opinion?
what to do with the money which are on hold?
markin
you get into issues. I'd email support, it could be that you could hold the money in your own bank account and then you pay them using some payouts service but I don't know if that would qualify as aggregation
platea
maybe there is a way to put it on hold again?
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Joseph
#stripe
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platea
markin, thank you, I'll try to contact stripe email support
markin
hi Joseph
Joseph
im trying to update stripe in my ios app. before, i would use an STPCard object to hold card info, but now it's saying that i should use STPParams
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the issue i'm having is i need to get the brand type of the card
and STPParams doesn't have a property for brandType
like STPCard does
what should i do?
markin
Joseph: so you're making a token using STPCardParams?
Joseph
well, i have the token. i just need the brand type of the card so i can trigger a delegate method in another controller to check brand type and display the brand image accordingly
markin
so the token has a card property which should have a brand
Joseph
before, i passed the STPCard object into that delegate method
which contained the brand type all the card info
since STPCard has deprecated cardNumber, expMonth, etc
markin
token.card should be a STPCard
Joseph
is there anyway i can get the brand type from this delegate method?
Hey folks – we’re in the process of getting our EIN but was wondering if it’s possible to activate our account without it while we’re waiting for it to come in (since we have users who want to pay us now).
Not sure if this is the right forum for that, but hoping someone knows :P
tr12
nimsical: I don't believe so, but you'd probably want to ask support to be sure
Hi... wanted to find out if there is a way to 1) build the receipt permalink using the API 2) send an invoice email using the API
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Joseph
thank goodness that's exactly what im looking for
thanks markin!
markin
Thai_: 1 no 2 yes
Thai_
trying to dig through and didn't find any hint
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striped
What is the difference between charge.failed and invoice.payment_failed? which one should I listen to for a subscription invoice?
galgeek
hello! is it possible to turn off the “declined” messages when using Stripe Checkout?
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markin
striped: well an invoice creates a charge, so if that charge fails 2 objects are affected
galgeek: if you don't provide an amount to checkout, checkout won't validate the card
MKCline
I'm looking to build an application where we'll be purchasing items from people and instead of using cash we'd like to be able to have them provide their debit card. Is there a way to force the charges to the one paying instead of the one receiving in this scenario? It appeared that the account receiving the payment was the one getting charged for the transaction.
striped
markin: so I just need to listen to one of them, right?
markin
striped: yeah, the invoice one tends to be better
MKCline: so its just you buying stuff or you buying stuff that other people are paying for?
MKCline
Just us buying stuff, and typically will only ever buy from the same person once
markin
MKCline: then I can't say Stripe is the right thing for that use case
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MKCline
In the end we warehouse and re-sell the stuff eventually, but the transaction is really around the purchase, I was hoping to create a managed account based on their debit card and then issue an invoice from that to us and pay that invoice.
galgeek
markin: it’s been recommended that we use auth & capture to reduce fraudulent card testing… but if checkout still displays “authorization declined” then the site is still of use to card testers
MKCline
Any idea what a better technology match might be? Paypal seems obvious, but wasn't wanting to require the paypal account of the user. Venmo would be perfect except they have a pretty low weekly transfer limit. Our business is very seasonal
markin
galgeek: checkout just does a $0/$1 check
MKCline: the issue is you're looking for like a money transmission tool (like Paypal or Venmo), Stripe is for processing credit card tools
MKCline: maybe like payoneer or something
MKCline
A purchase transactions will be from range from $5 to $700, which can exceed Venmo's weekly limit of $3K pretty quickly. Thanks, I'll check on payoneer
markin
galgeek: but if you don't provide checkout with an amount then it won't do that $0/$1 check
galgeek
ah, so there’ll still be an auth when we create the charge, just no message on the form?
markin
yep
galgeek
got it. thanks, markin!
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Thai_
how do you send a receipt email if the charge has been charged already?
markin
Thai_: update the receipt_email property of the charge
Thai_
i just tried that... maybe it's because im on test environment... didn't get any email
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markin
correct no receipts are sent via the api in test mode
Thai_
ahhhh make sense
if the receipt_email never change... does it send email