#stripe

Is that possible?

mrd_: otherwise you need to use a third-party service like https://www.commencepayments.com/ built by markin in this channel

oboite: charge using the destination parameter: https://stripe.com/docs/connect/payments-fees#c...

thanks, just want to clarify using this process does not transfer to their bank account but to the stripe account for that user?

so first it charges on your account, then it transfers the funds to the connected account, then it sends back the application fee to you. Later if the managed account is on automatic transfers we will send the funds to his bank account

@koopajah So does this mean the sample embedded form is really only authorizing/validating the card, and my server will need to respond to that response in order to charge?

Gotcha, if I have it set to manual transfers you will not transfer it to them right? I want to ensure the product is delievered and no complaints before a transfer can be requested.

mrd_: somthing like that yes. Checkout only verifies that the card is valid by running a $0/$1 authorization

@koopajah: do you have any recommendations of finding out whether the charge.succeeded was triggered by a plan or charged as a one-off?

lsei: I would look at the `invoice` field to know if there's an invoice associated

Products being sold are one-off products

oboite: yes, you can hold funds for up to 30 days on the managed account

@koopajah Damn. I was hoping to initially running as a POS locally first. Can I enter in charges manually on the Stripe website/dashboard?

mrd_: https://support.stripe.com/questions/phone-orders

thanks! Glad to hear that

koopajah: Thank you for help. We succeeded in Transfers setup.

\o/

@koopajah: thanks, i'll look into that

Does anyone know, or are there any specific docs about, how fractional cents are handled when stripe calculates transaction fees?

micahalles: https://support.stripe.com/questions/what-rules...

koopajah: thanks! :)

2% per charge + Stripe Fees --- I think that's a deal breaker...

Stripe fees are already higher than other solutions.

mrd_: I mean you also save the fact that you don't have to build the code yourself. If you're comfortable doing this just build it yourself, if you're on a tight schedule and can't you should consider 2% of the amount better than not being able to charge your customers

@koopajah: will individual charges always return NULL for invoice and changes from a plan will create an invoice and return it's id?

lsei: so all one-time charges ( https://stripe.com/docs/api#create_charge ) would have `invoice` null yes and all charges associated with an invoice (subscription or not) would have the `invoice` key set to the invoice id

ok, but all subscriptions automatically have invoices?

yes

mrd_: if you have any questions about commence feel free to send me an email markin@commencepayments.com, yeah its 2% + stripe fees but other solutions would involve you setting up a store on a platform like shopify, or squarespace, etc and you'd easily be paying monthly fees of $20 or more

Q: Does stripe support self-signed SSL Certs?

mrd_: Stripe supports it, your customer's browsers won't

Thanks. Initially, my employees are my only customers.

Hey guys I have a quick question about sending a payment to a standalone account from my account

Guest64314: sure just ask

I want users to pay my account then once a service is compleated, I will pay the worker, but I'm missing something when I try to pay the standalone account

I'm trying to send a payment with the destination param

but it's telling me there is no token regesterd to the key I am sending

the token needs to be created with the platform's publishable API key

how to I pay works from my account and not an account a user has provided

I have created tokens for users, but that's for them to pay me

I think you're confusing multiple things. Can you take a real live example? like with John Alice and Bob?

ok john is the user, I am alice and bob is the worker

jon wants a service so he pays alice for that service

bob does the work, and once it's compleated is paid by alice

ok, how much time is there between jon's payment and bob finishing the work?

jon saves his cards with alice and alice gets tokens to recive paments from jon

that much is working correctly

but once bob does the work alice needs to pay bob from alice's acocunt

time in between could be up to a month

give or take

does jon pay "immediately"? or only once bob has finished the job?

jon pays immediately to alice

alice holds the money until it has been verified that all work has been completed

then alice pays bob

hi guys

I'm thinking, bob would be a managed Stripe account with manual transfers enabled, so john pays you and you set the destination to be bob, and then bob has money waiting in his account until you create a transfer to his bank account

hi mikename

I've got a customer who called saying his card was shut off from a bunch of repeated $1 charges. I can see the 402's for failed expiration date in the logs originating from a connected app in stripe. I can't figure out what hte post request is trying to do though

Guest64314: ok so what you need here would be https://stripe.com/docs/connect/special-case-tr... but there are limitations here and I don't think that would be possible for your business. You should email stripe support to discuss about this and whether we can support your business

that's where I'm having issue is the 'transfer to his bank account

the post body only contains exp_year:

incrementing up

and it's hitting /v1/customers/cus_redacted/cards/card_redacted

mikename: https://support.stripe.com/questions/why-does-m...

does anyone know what that would actually do?

Guest64314: the transfer would be to his *Stripe* account not bank account.

alice can not just transfer funds to bob when she needs to

mikename: basically everytime you add a card, Stripe has to do a $1 authorization on it to check if its valid

yah I got that, but I can't seem to get the transfer to go through

yeah I understand that part, what I don't understand is why that would be tripped off by these post requests to that url

we already had his card

and it worked for a while

then this connected app hit that url with post body of {expiration_date:2016}

then when that failed, tried 2017 etc

mikename: it sounds like you're updating the card though, with a new expiration date?

is that what that post request does?

mikename: a post request to that url would be an update

post to: /v1/customers/cus_redacted/cards/card_redacted with {expiration_date:2017}

Q: Do I even need to submit the charge response in HTTPS? The documentation does not say it's required, just recommended.

So is that it? no more help?

ok

thank you markin

I will ask the connected app vendor wtf

Guest64314: I'm thinking, you left me 1 minute and 15 seconds ......

has anyone else seen this with bestunning?

mikename yeah me

Guest64314: So I still have no idea what your question is. There's no "token" with the transfers you send it to the account id acct_XXX

I have 4 impacted customers

I've just noticed this and sent a bunch of log information to them

I'm not sure how many are impacted. One notified us

yes we only got one notification as well

ok

I will idle, we have a ticket open too

hello @koopajah how r u?

if you hear anything back could you pm?

They are getting 6 failed update attempts, 2 sec apart, approx 1 day apart

I will do the same

mikename: your api calls to Stripe would be SSL'd, and then the connection between your server and the client has to be under SSL. Note that if your client is own by you, then that machine falls under PCI scope, so PCI SAQ A doesn't apply

HELLO ALL

I just want to transfer money from my account to a connected accout

mikename for sure

hello all

sajid: NO NEED TO YELL

irc++

ok markin

Guest64314: normally, you'd have to have a charge related to each transfer

hi mikename

*hi mauricio109