#stripe

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      • markin
        anon313: I got asked for it when I opened my last account and I verified my identity with Facebook, and have been using Stripe for years, pretty normal
      • anon313
        @markin thanks for explaining
      • toschu
        ok but if i only have a bank account in germany on every transaction the money conversion from euro > usd and from usd > euro?
      • koopajah
        no if you have a bank account in germany you can charge in EUR directly
      • you don't have to charge in USD
      • markin
        toschu: if you have a euro bank account and you charge in euro, then there is no conversion
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      • koopajah
        But if that's what you decide to do then yes you would have to pay the transfer fees
      • toschu
        oh ok
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      • i have a bank account in germany and primary german customers. they pay in euro. so ther is no conversation?
      • koopajah
        exactly
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      • kephra
        toschu, stripe might not make sense in Germany, because Einzugsermaechtigung is much cheaper
      • and much more common then credit cards
      • toschu
        the problem is that stripe is a part of an software i will and must use
      • kephra
        so you need the ugly Germany banking software in addition
      • as told many Germans (e.g. me) do not have a credit card, and do not want one
      • toschu
        yes i know it germans dont like to use it online! thats a big problem for me with stripe in germany / eu
      • thats the reason why rocket internet clone stripe (paymill)
      • for eu
      • with which banks operate stripe together? There are also European banks or is that money is always in the usa ?
      • sorry my bad english! shame on me!
      • markin
        for germany its Valitor hf
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      • toschu
        ok much thanks @ all of you for your help! but back to the conversion fee. ther are extra fees for conversion or you mean the normal / possible difference in exchange rate?
      • koopajah
        "In Germany, you can accept payments in 100+ currencies. Fees remain the same, but conversion incurs an extra 2% fee atop market exchange rates."
      • markin
        there is a 2% conversin fee to change from the currency you charge in to the currency your bank supports if it needs to be changed
      • toschu
        oh ok
      • i dont see it befor sorry.
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      • thank you a lot for the good informations and fast support! i will now ask stripe per email if ther some planes to bring a alternativ to credit card to germany / europe. much thanks!
      • koopajah
        sure thing!
      • toschu
        some last question. if i have -500 euro on my stripe account becaus a use auto bank transfer ther are any fees if ther longer - on the account? or how that works? i ask because in germany stripe dont get the money from my bank if thers -500. so i get any informations or fees?
      • koopajah
        no there are no fees linked to this AFAIK
      • toschu
        hmm but if your bank has -500 euro and the money is on my bank account you wait wait and wait? cant beleve this. sounds like like a credit without fees!?
      • markin
        toschu: i'm sure after some time, stripe will send you a nice email
      • koopajah
        toschu: based on the fact that your business is relying on Stripe, we would wait for you to charge more money and use that to recover
      • if you stopped taking any charges I guess we would get in touch and see how to solve this
      • toschu
        yes thats totaly ok! but i think thers some basic fees for - on account.
      • ok for now thank you! and sorry my english. realy good support! much thanks! have a nice day!
      • koopajah
        don't worry about your english and keep hanging out on IRC it will improve quickly :)
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      • Guest15902
        Hello. I need help creating a token.
      • I am under the impression that I send the form data to Stripe server and you guys send back a token?
      • markin
        Guest15902: have you taken a look at Stripe.js?
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      • Guest15902
        Yes, I have looked at Stripe.js.. I'm wondering where to send the form data in the action attribute? I don't exactly want to save it to my mongo DB.
      • markin
        So with stripe.js you intercept the form submission with javascript, then call the stripe.card.createtoken method, and once you have the token you actually submit the form
      • Guest15902
        Submit the form to what address?
      • markin
        Once you have the token you submit it to your own code
      • You don't submit the form to Stripe
      • You call a javascript method on the form to get a token
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      • Guest15902
        Hmm.. That's what I did, and it does not seem to be getting a response or status of any sort.
      • I thought that maybe I was doing something wrong and I needed to send it to stripe.
      • markin
      • Are you following that example?
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      • Guest15902
        Yes, exactly. I have even imported a JQuery package to make things simpler.
      • It doesn't throw any errors, I just can't see what the response/status is, nore do I know how to pass it to the stripeResponseHandler
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      • markin
        The stripe response handler is at the bottom of that tutorial, it handles error
      • Guest15902
        Ok, thanks. I guess there's no way to not store cc info on my server. :(
      • markin
        Guest15902: no, you should never store cc info on your server
      • Guest15902
        then why is the form action posting to my own code?
      • instead of a stripe https server?
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      • is that just the token?
      • markin
        Stripe.js will send the card data to its server, that is what the stripe.card.createtoken token does then it submits the token to your server
      • You should note that in the example the credit card fields don't have a "name" attribute so they don't get sent to your server
      • Guest15902
        yes, i understand. the issue is 2 fold. 1. i'm not getting the response/status from the method stripeRequestHandler that is called in the stripe.card.createtoken
      • whitefinch
        Hey, I recently purchased an SSL cert through Comodo (Rapid SSL) and on Stripe's FAQ, it mentions something about "should work well on mobile browsers, where many other certificate providers fall short" -- does the RapidSSL suck? I have had a handful of customers say they pay us, but I never see the transaction in stripe...
      • Guest15902
        2. is the token sent from stripe what is being stored from the form post?
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      • whitefinch
        Anyone ever use an SSL cert NOT from namecheap / digicert with stripe?
      • markin
        whitefinch: that doesn't sound like an ssl issue. An ssl issue would prevent your site from loading
      • Guest15902: the token is sent in the form post, have you seen the full example? Its linked at the bottom of the post
      • Guest15902
        ok, thanks. that makes sense.
      • whitefinch
        markin: Yeah, that's what I thought. I've tried it time and time again without issue but there are a handful of clients that always seem to have difficulty using it...
      • markin: what if someone tried to use an android tablet and the ssl cert didn't "support" that device...? would the payment go through?
      • markin
        whitefinch: the user would get a nasty warning that the browser couldn't verify your ssl certificate
      • whitefinch
        yeah, never heard them say anything about warnings...ugh. Idk why it doesn't work with them...
      • markin
        Do you see a token being generated in Stripe? Does your server log the token being received? That would help narrow down where the issue is happening
      • whitefinch
        I use the WPStripe plugin for wordpress...
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      • mayhem181
        Hello, is there anyone available to provide some assistance?
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      • If I use PHP to implement the "checkout" method, would I have to install PHP on my web server?
      • markin
        mayhem181: you would need some sort of server side code
      • mayhem181
        I created the php file 'charge.php' after following the instructions here: http://wsmoak.net/stripe/docs/PHPCheckoutGuide....
      • markin
        Then you would need php
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      • mayhem181
        Ok. If I'm getting a Internal Server Error 500, is that on my end?