circ-user-qGE8F: write to support@ to double check, and see if there’s anything else you can do to help avoid chargebacks on those
circ-user-qGE8F
i was just looking at visa's site and it says to use the visa gift cards online you have to register your address, so street check should come back etc.
im trying to find a way to open up to more risky countries for our service wable.com for now we're allowing prepaid cards through with a log/alert previously we denied them all
will just see how it goes
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0.024646464% charged back dollars on our account so far ~$500k processed. im just super anal about automation and fraud.
bbl
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ninjaparade
hey anyone around for a quick question about cards?
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wsmoak
hi ninjaparade
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ninjaparade: still have a question?
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balanze
hi!
anyone to help me out with stripe?
wsmoak
hi balanze
balanze
hi
my problem is that I managing payments
I can make a charge from a customer to a recipient in my stripe account
but in some payments I want to be me the one that receives the payment
and I am lost at that step :)
wsmoak
this sounds like you are using the Transfers API?
balanze
nope not yet
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it isn't my code, I am rewriting it, they had stripe connect
for paying from client to other recipients
so for charging the customer and get the money in the aplication's account should I use transfers API?
wsmoak
ok, if it’s Connect then you’d be using the connected account’s access token when you want the charges to belong to them (and you take a fee)
balanze
yes, that I do, charge from cleint to profesional and the company gets a fee
but sometimes we need to charge from client to the company
markin
balanze: who you charge to simply depends on whether you use an access key (to the professional) or if you use the api key (to the company)
if you charge to the company you cannot set a fee
wsmoak
if you want the charge to belong to you (the application owner) then I’d think you just use your own secret key
balanze
so instead of passing the professional access token I need to pass the aplication key?
markin
balanze: not the application key, the API Private key of the company's account
or just set the API key and don't pass a second parameter to create charge
balanze
I have, secret_key, publishable_key, client_id
from the control panel in stripe you eman the "Test Secret Key"?
markin
yea the secret key
there is test and live
balanze
ok, I am going to try that
it keeps saying: Must provide Stripe Connect OAuth key to be able to use customer parameter
I am using php so my code is this:
markin
balanze: you're calling create token, just call create charge
you don't need to create a token, because that customer is already in your account
balanze
so for direct payments (to my company) I just to the charge with the customer_id of the client and nothing else?
markin
the create token is used to get a customer from the company's account to a vendor's account
balanze: yep
balanze
and for passing money from clients to professionals I need the access token for hte professional
there I use the createToken yes?
markin
yea, the client is stored in your company's account so normally the professional doesn't have access to it. Hence you'd use createToken to be able to transfer the client's credit card details from the company's account to the vendor
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balanze
nice! thanks very much markin
you are a live saver
life*
now code is working! sorry about simple questions
markin
no worries, glad its working
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balanze
thx, I hope that I don't need to come back soon :)
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jay3
hi
anyone here
markin
jay3: hi
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Tutor
hello
markin
hi Tutor
Tutor
can you help me with some Stripe issues? My customers are being charged 10x what it shows on our dashboard :/
thanks. I already emailed them but it's slooooow :)
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\quit
markin
yea, I can't think of anything that would cause that. Maybe some sort of currency conversion issue. But what shows on your dashboard is what they /should/ have been charged
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Tutor
Thanks Markin. I'll wait for support to reply. That's the worrying part that bank reports state different amount than our dashboard. I'm not sure if it's the final price they will be charged or some auhorization hold or something. Confusing anyways.